CMC has offices in La Jolla, Orange County and Palm Desert in California as well as Mercer Island in Washington State with soon to be opened offices in Hawaii, Colorado and Arizona.

Specializing in commercial, residential, and construction lending, California Mortgage Consultants strives to provide a premier level of customer service coupled with an unparalleled depth of knowledge, technical expertise, and variety of loan programs. At CMC, each transaction is treated with utmost care to ensure a pleasant, productive, and timely experience for our clients, Escrow, Title and your Realtor.

The broker, Nancy Gardner, founded California Mortgage Consultants in 1994. Nancy has held her Real Estate Broker's License for over 20 years. With a background in Commercial Real Estate at Coldwell Banker Commercial, Nancy understands the complexity of Commercial and investment lending. Also considered an expert in residential lending, Nancy and her team structure each transaction to the highest benefit of their clients.

CMC has grown as a service orientated business, developing a superb group of loan officers, processors, executive assistants and support staff. The goal at CMC is to guide a client throughout the loan process. At the initial consultation, total real estate and financial goals are discussed in light of the proposed loan. Throughout the transaction, CMC can guide borrowers as to the most appropriate program out of a wealth of available loan programs. We stay on top of the market to counsel the most advantageous time to lock a loan. Our loan officers stay with our clients through the entire process, up to and including the final signing of loan documents. We truly have a hands´┐Ż on, personal approach to each transaction. The entire team at CMC is composed of knowledgeable, service-oriented professionals who through diligence and market insight focus on California's unique Real Estate Market and deliver timely, successful transactions to happy clients, and their Realtors, again and again.

CMC was awarded the best private mortgage company in La Jolla. We have been selected by the San Diego Business Journal as one of the top lenders in San Diego three years in a row. Please call to have one of our professionals advise with your lending requirements.


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